Financing Your Care
In our office, we offer high quality care and payment options that work for all our patients. Below you will find a list of insurance and payment plans that we accept. If you don’t see your preferred method on our list, please call our office to find out what other options may be available to you.
Dental Insurance Plans We Work With:
- BCBS Dental Blue
- Assurant (Delta health alliance)
- Cigna Dental
- Dentemax
- Delta Dental
- Guardian
- Connection Dental (GEHA)
- Metlife
- Principal
- Logistic Health
- United Health Care (Lincoln Financial)
Although we are in-network with these insurances, individual plan provisions can mean that we do not participate with your particular plan. Please consult your insurance company to ensure network participation.
Payment options:
- CareCredit: Apply online
- Credit Card: Always accepted.
Please note: Payment is due at the time of service.
As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.
More Information
- Deductible
A deductible is a minimum amount of money you need to pay towards dental care before your plan coverage starts. Most plans do not require a deductible for diagnostic or preventive services.
- Annual Maximum
Many plans have a cap on how much money they will pay for any given treatment during the year. Anything over that amount becomes your responsibility. For example, if your plan has a annual maximum of $2,000 and your dental expenses exceed $3,000, you have to pay the additional $1,000. In some cases, you can raise your annual maximum to better suit your needs. There is usually a separate lifetime maximum for orthodontics.
- Least Expensive Alternative Treatment (LEAT)
If your plan has a LEAT clause, the company will only pay for the least expensive treatment available for any given condition.
- Waiting Periods
Some plans have limitations on when they will begin paying for certain complex procedures. For example, many insurance policies will not pay for major procedures until the plan has been in effect for more than 12 months.
- Understanding Your Benefits
If you are confused about your coverage, you can ask our staff to help you or call your insurance provider directly. You can also ask your provider for an Explanation of Benefits (EOB) which lists the procedures your plan does and does not cover.
- Making the Right Choice for You
When deciding whether to undergo a certain dental treatment, it is important to consider more than your insurance coverage. The least expensive treatment option may not be the right one for you. Be sure to discuss all aspects of your coverage and treatment plan with your dentist and oral surgeon before making a decision.
Our Commitment
We are committed to providing the highest quality care in a comfortable and compassionate environment.
